Chapter 13 Gives You A Fresh Financial Start
Debt is a part of life for millions of Americans. If you are one of them, you know how mortgages, automobile loans, taxes and student loans can weigh you down. Added to that burden, you may have credit card balances, medical bills and more. It is easy to fall behind on your monthly payments, especially after an unexpected setback.
If you are in that position, what you need is a break, a plan and a little bit of time to get out from under your load, and get your debt back under control. With the help of an experienced lawyer, you can give yourself a fresh financial start.
The Law Offices of William M. Gillen, PC, is committed to helping people get out from under debt. The firm, with offices in Manchester, Nashua and Concord, New Hampshire, provides experienced representation in debt relief and bankruptcy law for people throughout southern New Hampshire.
Attorney William M. Gillen helps clients understand all their options for debt relief, including personal bankruptcy. He treats every client with compassion and works hard to help them ease their financial burdens.
Is Chapter 13 Right For You?
The two main forms of personal bankruptcy are known as Chapter 7 and Chapter 13. Each has its advantages and requirements. To read more about Chapter 7, follow this link. To read a more detailed comparison of the two chapters, see our About Bankruptcy page.
When you file for Chapter 13 bankruptcy protection, a court immediately orders your creditors to stop harassing you. With the help of a bankruptcy attorney, you then work out a plan to repay your debts over a period of three to five years. If everything goes according to plan, at the end of that period, the court then works out a debt settlement, giving you financial freedom.
If you have a steady source of income, Chapter 13 is a great way to stop foreclosure, auto repossession or other disasters, and get out of debt.
The Law Offices of William M. Gillen, PC, is a debt relief agent. It helps people file for bankruptcy protection under the U.S. Bankruptcy Code.